Transactions may not be processed in the order in which you make them or when they are received and can affect your actual available balance and the total amount of overdraft fees assessed to your account. Your wireless carrier may charge a fee for message and data usage. We will send you email notifications whenever (a) a transaction occurs that results in a negative balance in your Card Account; (b) an Overdraft Protection Service Fee is assessed (if applicable) (see Section B, below for details about the fee), and (c) Overdraft Protection is activated or deactivated on your Card Account. Netspend is a service provider to MetaBank, N.A. 3. You can use your Flare Account debit card for all your regular everyday purchases. To avoid that fee, you have twenty-four (24) hours from the time of the first transaction that creates the overdraft to bring your Account back to a zero ($0.00) or a positive balance. MetaBank, National Association, Netspend®, and Visa® do not endorse or sponsor these offers. You can choose 1 of 3 ways to send money: Visit the Online Account Center to get started. We may validate the information you provide to us to ensure we have a reasonable belief of your identity. 7. What is Annual Percentage Yield, exactly? Faster funding claim is based on a comparison of the MetaBank, National Association, policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Then, for the dollar amount over $2,000, you will earn 0.50% APY.4. Approval review usually takes 3 to 5 minutes but can take up to one hour. Although this feature is available at no additional charge with qualifying direct deposit, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. "Virtual Account" means a temporary access device issued to you by that you may elect to obtain to access your Card Account for telephone or online transactions, without needing to present your Card. Click “Continue” and then verify the information. Send and receive text messages about account activity.7. Great question. The standard monthly service fee for the Flare Account is $9.95. Fraud prevention restrictions may delay availability of funds with or without notice. This is an important decision…. We cannot accept responsibility for any email messages not received by you, or for any delay in the receipt or delivery of any email notifications. Overdraft Protection will be activated on your Card Account thirty-six (36) days after you receive your first ACH Deposit of at least two hundred dollars ($200) and you satisfy each of the steps described in this paragraph. © 2020 Netspend Corporation.

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